Monday, December 24, 2012

Logitech UE 9000


Logitech's new line of UE headphones includes the powerful, comfortable, and wireless UE 9000. At $399.99 (direct), it's one of the pricier Bluetooth options we've tested, but it doesn't disappoint from a performance standpoint, offering distortion-free audio with deep bass response. It can also be used as a wired pair?a cable is included?and has a built-in remote for controlling iOS devices and handling phone calls. There aren't too many downsides to the UE 9000 other than its price?$400 is significantly more than some of the most comparable competition, like the Beats by Dr. Dre Wireless.

Design
The latest UE designs from Logitech all have a common thread?the color blue that graces the audio cable and the inside of the earcups, and generally futuristic styling, with glossy black-and-metallic color schemes and angular, jagged contours. The UE 9000 features all these things, as well as an exceedingly comfortable circumaural (over-the-ear) fit. Plush earcups are accompanied by a slightly-less plush underside of the headband, but overall the fit is comfortable and ideal for long listening sessions.

There's a Listen Through button on the left earcup?press it to mute music and hear the outside world. The right earcup houses Volume, Playback/Navigation, and Phone controls, as well as the Power Switch, which at least on our model, feels a little poorly designed?loosely fitting in its slide compartment. The Volume controls work independently of the controls on the sound source itself.Logitech UE 9000 inline

Although it is wireless, the UE 9000 can also be used as a wired pair?the 3.5mm cable also connects to the right earcup, along with the USB recharging cable. This would be a big plus even if you had to use the rechargeable headphones in active, powered-up mode in order use the cable, simply because not all sources you can connect cables to will support Bluetooth streaming. But Logitech took the convenience factor one step further here?you can use the UE 9000 as a wired pair with the power off, in passive mode, thus saving battery life. The overall power of the drivers drops off noticeably, but the UE 9000 can get so loud, this is hardly hindrance to enjoying them.

The included detachable cable has an inline microphone and remote for controlling Apple iOS devices and making phone calls. Call clarity is pretty par for the course?you'll be able to hear your call partners and they'll understand you just fine, but since we're dealing with cellular audio fidelity, don't expect to hear a pin drop.

Also included: a USB charging cable that detaches from a wall outlet charger (so you can charge direct from the power adapter or from your computer's USB port), a cleaning shammy cloth, and sturdy zip-up case that the headphones fold down flat into.

The pairing process with a typical mobile device, like the iPhone 4S, is simple and quick, and the headphones use a clever, cool-sounding audio alert, rather than blinking LEDs, to let you know the status of your connection.

Logitech doesn't specify what Bluetooth codecs and versions the UE 9000 supports, but it will work with any iPad, every iPhone since the 3GS, and most iPods that are still made. Battery life will vary with usage, but Logitech estimates a full charge will last roughly 10 hours for wireless listening, 20 hours for powered listening through the audio cable.

Performance
On deep bass tracks at top volumes?on both the source device (in this case, an iPhone 4S) and the headphones, the UE 9000 did not distort. Even at maximum volume, the Knife's "Silent Shout" and Thom Yorke's "Cymbal Rush," both tracks that provide challenging low frequency content in different sub-ranges, were delivered cleanly.

Occasionally, there is some system noise that sneaks into playback, usually between tracks, but at times I heard it during a song?it's a subtle crackling, whirring that can't come close to overpowering the music, and can barely be heard when there is no music playing, but in the interest of being thorough, it's not something I hear with every Bluetooth headphone pair I test.

In passive mode, with the power off, you can still use the UE 9000 with the included cable. The overall output is slightly less intense, but it still includes powerful low frequency response with no distortion, even at top volumes.

Classical tracks, like John Adams' "The Chairman Dances," receive a nice bit of low end boost, adding some body and resonance to the lower register strings and deeper percussion hits, but things never get muddy or too bass-heavy. At times, however, the lower strings can sound slightly unnatural?more amplified than acoustic. Though it's not super-accurate, this isn't necessarily an unpleasant phenomenon, and the low-end is nicely balanced by an edgy high-mid presence that lends itself well to the higher register strings, highlighting the rhythmic bowing in this piece. The high frequencies are not ignored, either, though we've definitely encountered pairs that boost the highs more?the woodblock hits on this track are audible, but stand out less than they might on a brighter pair.

On Jay-Z and Kanye West's "No Church in the Wild," the kick drum loop is delivered with a healthy thump, but there's less emphasis on the treble-heavy attack of the kick than we're used to hearing on this track. Again, things don't ever sound muddy, but the low-end takes center stage over the highs. The high-mids are sufficiently tweaked, however, so that the vocals are delivered clearly over the rumble of the drum loop and bass synth hits.

If you're looking for a solid wireless Bluetooth stereo headphone pair, but $400 is more than you want to spend, the good news is you have a multitude of options?but they won't all be as powerful as the UE 9000. In the big-bass-for-less-money department, the aforementioned Beats by Dr. Dre Wireless has a more exaggerated sound signature and isn't as comfortable, but it costs significantly less. The Sennheiser MM 550-X costs $100 more than the UE 9000 and delivers excellent sound quality, but its ineffective noise cancellation and even higher price give us pause.

For far less, there are still plenty of quality Bluetooth headphone options, like the exercise-friendly Sennheiser MM 100 and the super-affordable Outdoor Technology DJ Slims. There are also solid in-ear wireless choices, like the Denon Globe Cruiser AH-W200. The Logitech UE 9000 is a powerful, comfortable, distortion-free wireless option, but even with its solid performance and wired versatility, the price feels a bit high. Despite this fact, the UE 9000 is unlikely to disappoint.

More Headphone Reviews:
??? Logitech UE 9000
??? Logitech UE 4000
??? Polk Audio UltraFocus 8000
??? RHA MA450i
??? Motorola S11-Flex HD
?? more

Source: http://feedproxy.google.com/~r/ziffdavis/pcmag/~3/H9OzTM-IDhI/0,2817,2413381,00.asp

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3 jailed without bond in Indianapolis blast

This combo made from photos provided by the Indianapolis Metropolitan Police Department shows from left, Mark Leonard, 43, his wife, Shirley Leonard, 43, and his brother, Bob Leonard, 54, all of Indianapolis, who were arrested Friday, Dec. 21, 2012 and charged with murder, arson and other counts in a Nov. 10 gas explosion that killed two people. Authorities say the explosion in the Richmond hill subdivision in Indianapolis was deliberately set up so the three could collect a big insurance payout. (AP Photo/Indianapolis Metropolitan Police Department)

This combo made from photos provided by the Indianapolis Metropolitan Police Department shows from left, Mark Leonard, 43, his wife, Shirley Leonard, 43, and his brother, Bob Leonard, 54, all of Indianapolis, who were arrested Friday, Dec. 21, 2012 and charged with murder, arson and other counts in a Nov. 10 gas explosion that killed two people. Authorities say the explosion in the Richmond hill subdivision in Indianapolis was deliberately set up so the three could collect a big insurance payout. (AP Photo/Indianapolis Metropolitan Police Department)

A home in the Richmond Hills neighborhood that was damaged by an explosion on Nov. 10, 2012, is seen Friday, Dec. 21, 2012, in Indianapolis. The massive explosion sparked a huge fire and killed two people in Indianapolis. Prosecutors have charged a homeowner, her boyfriend and his brother with murder after causing the massive house explosion. (AP Photo/Darron Cummings)

A home in the Richmond Hills neighborhood that was damaged by an explosion on Nov. 10, 2012, is torn down Friday, Dec. 21, 2012, in Indianapolis. The massive explosion sparked a huge fire and killed two people in Indianapolis. Prosecutors have charged a homeowner, her boyfriend and his brother with murder after causing the massive house explosion. (AP Photo/Darron Cummings)

(AP) ? Three suspects charged with setting up a gas explosion that devastated an Indianapolis neighborhood and killed two people were ordered Monday to be held without bond.

A Marion County judge entered not guilty pleas for Monserrate Shirley, her boyfriend Mark Leonard, and his brother, Bob Leonard at their initial hearing. They are charged with murder, arson and other counts in the Nov. 10 blast.

Prosecutors allege the three, who appeared in court in orange jail jumpsuits and handcuffs, rigged the massive gas blast at Shirley's house so they could collect a big insurance payout.

Shirley, 47, was facing mounting financial woes, including $63,000 in credit card debt and bankruptcy proceedings, court documents say. And a friend of Mark Leonard's told investigators that Leonard said he had lost about $10,000 at a casino some three weeks before the explosion. A probable cause affidavit says Shirley filed for bankruptcy this year but stopped making her court-arranged payments. The home's original loan was for $116,000 and a second mortgage was taken out on the home for $65,000, the affidavit says.

Mark Leonard told the judge that he couldn't pay for an attorney because all his cash was inside Shirley's house when it blew up, leaving him with about $500 in a checking account.

"All my money, all of it, it's gone," he said. "I had money in the house and it's not there anymore."

The judge appointed public defenders for the Leonards.

Randall Cable, Shirley's attorney, didn't address the charges at the hearing Monday and didn't speak with reporters afterward.

The fiery blast destroyed five homes, including Shirley's, and damaged dozens of others in the Richmond Hill subdivision in the far south side of the city. The explosion killed Shirley's next-door neighbors, John Dion Longworth, a 34-year-old electronics expert, and his 36-year-old wife, second-grade teacher Jennifer Longworth.

Several of Shirley's neighbors and relatives of the Longworths were among about 25 members of the public who attended the hearing.

Pam Mosser of Muncie, a psychiatric nurse and Dion Longworth's aunt, said she attended the hearing after working a 16-hour shift at a hospital.

"Spending Christmas Eve making sure justice is done," Mosser said. "I can't imagine doing anything else."

Shirley and the Leonard brothers face two counts of murder as well as 33 counts of arson ? one count for each of the homes damaged so badly that officials have ordered their demolition.

Shirley and Mark Leonard, 43, also face two counts of conspiracy to commit arson, while Bob Leonard, 54, faces a single count. The conspiracy charges stem from a failed explosion that prosecutors claim the trio had attempted the weekend before the successful timed blast.

Investigators believe the suspects removed a gas fireplace valve and a gas line regulator in Shirley's house that subsequently filled up with gas. They have said a microwave, apparently set to start on a timer, sparked the explosion.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-12-24-Indianapolis%20House-Explosion/id-05883b58abca4f63960bbbb6cef5e474

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Short Sale Timeline - Antioch CA Homes for Sale ... - Rick Fuller Inc

Question: ?How long does it take to short sale a home? ?

Answer: ? ?Although it is?difficult?to determine the timeline of a short sale as you may not be fully aware of who the Investors are that make the?decisions,? is it a?Fannie Mae loan, or?Freddie?Mac loan, is there a mortgage insurance involved, and do you qualify for HAFA , etc? ?There are three very real phases every short sale goes through. ? ?Knowing these phases will help you to know where you are in the process and can give you an idea of when you may?receive?the highly anticipated approval. ??The three phases a short sale goes through are Submission, Valuation, ?and Approval.

Phase ?1 of 3: ? Submission

The Submission phase is when all documents are submitted?to the lender for review and a?Negotiator (this will be your main contact) is assigned. ?In order to process the short sale and validate the Sellers Hardship the Seller will need to provide the following documents. Before preparing these documents you may want to check if you are?eligible?for a HAFA short sale.

List of documents that may be needed

  • Hardship Letter
  • Financial Statements
  • HAFA Forms
  • Lender Specific Forms
  • Bank Statements
  • Tax returns
  • Pay Stubs
  • Pnl (if self employed)
  • SalesContract
  • Listing Agreement
  • HUD1 (itemized list from a Title Company detailing cost associated with the sale and the Lien Holders net proceeds)

Phase 2 of 3: ? Value

Lien Holders (especially the first Lien Holder involved in the short sale) will want to know the value of the property prior to approving the short sale. ?Lien Holders do not want to sell the property below market value. ?They will more likely approve a sale if the value of the sales contract and the Lien Holders?opinion?of value are similar. ?In my experience, banks will generally approve an offer if it is within 93%-100% of their?opinion?of the value. ? ?Check the value of your home.

The Lien Holders will likely complete any or perhaps all of the below to determine value:

  • Appraisal (Completed by a Licensed?Appraiser?however not the same appraisal you would use for financing the property)
  • B.P.O. (Broker Price?Opinion?often completed by a local Real Estate Agent)
  • A.V.M. (Automated?Valuation?Model an online?opinion?of value)

Phase 3 of 3: ? Approval

Your almost there? ? This is the phase where the Servicer obtains approval from their Investors. ? The Listing Agent (Sellers Agent) may also need to obtain an approval from other Lien Holders (Tax Lien Holders, 2nd mortgages, 3rd mortgage, private liens, etc?) ? Once all?Lien Holders?approve an approval letter is issued usually from each?Lien holder?providing approval.

A word of advise. ?Read the letters carefully, they may have changed some of the terms in the?original?offer and because it may have been months since it was written you may have forgotten some of the terms.

The real name for a short sale is short pay as one or maybe all of the lenders involved?end up short of the amount owed upon the sale of the home. ? It is rarely a quick sale as it can?often take months to short sale a home however follow the three phases outlined above and you?will have a better understanding of the timeline of a short sale. ? More information about what is a short sale.

For more information about the $3,000 Relocation Assistance (if you qualify for HAFA).?Contact us for a free HAFA brochure?or visit our office at 5079 Lone Tree Way Antioch, Ca 94531

?

?

Source: http://rickfullerinc.com/short-sale-timeline/

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Sunday, December 23, 2012

Legal Insurrection Video of the Year (Reader Poll) - Le?gal In?sur?rec ...

It?s getting towards that time of the year when we start selecting the Best Of.

2012 was the first year in which we started focusing on videos, thanks in large part to Anne joining us in June.? A couple of our videos changed the national dialogue, if only for a moment.

Hopefully original video production will increase dramatically next year. That?s part of the plan.

I have selected several videos, some original to LI some taken from elsewhere but edited to highlight certain important newsworthy content.? Many, but not all, concerned Elizabeth Warren. (added) These are videos run at LI and which were created by LI. This is not an all-around Video of the Year type award.

They are all available on the LI YouTube channel.

Please vote below. You can make up to three choices.

POLL CLOSES MONDAY, DECEMBER 24, AT NOON (EASTERN)

Chicago Chick-fil-A Kiss-In Protesters ?Chalk? Homeless Street Preacher

Unaccountable ? Elizabeth Warren and the Cherokee

Nancy Reagan 1995: Ronnie turned that torch over to Newt

Elizabeth Warren ? I was the first nursing mother to take a Bar exam in New Jersey

National Dance for Obama Day in Manhattan 11-3-2012

Romney Ryan Wisconsin Rally

George Lakoff ? No One Got Rich On Their Own

Netroots security guards block access to Elizabeth Warren

Elizabeth Warren says has photos of Indian heritage but won?t show them

Elizabeth Warren runs when asked about being Woman of Color

POLL CLOSES MONDAY, DECEMBER 24, AT NOON (EASTERN)

You can pick up to three choices

+70

??

?

?

9 Comments

?

Source: http://legalinsurrection.com/2012/12/legal-insurrection-video-of-the-year-reader-poll/

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'Molecular levers' may make materials better

Dec. 23, 2012 ? In a forced game of molecular tug-of war, some strings of atoms can act like a lever, accelerating reactions 1000 times faster than other molecules. The discovery suggests that scientists could use these molecular levers to drive chemical and mechanical reactivity among atoms and ultimately engineer more efficient materials.

"We are interested in designing new, stress-responsive materials, so we are trying to develop reactions that are very slow normally but that can be accelerated efficiently by force," said Duke chemist Steve Craig, who headed the research.

In recent experiments, Craig and his team found that a molecule made with a polynorbornene backbone can act as a lever to open a ring embedded within the molecule 1000 times faster than a similar ring being tugged at on a polybutadiene scaffold. The results, which appear Dec. 23 in Nature Chemistry, suggest that a simple change in the backbone may affect the how fast mechanically assisted reactions occur.

Scientists are interested in this type of molecular tug-of-war because many materials break down after repeated cycles of tugging, stress and other forces. "If we can channel usually destructive forces into constructive pathways, we could trigger reactions that make the material stronger when and where it is most useful," Craig said. Researchers might then be able to extend the material's lifetime, which might in the long term have applications ranging from composites for airplane frames to biomedical implants.

In the experiment, Craig, who is a professor and chair of the chemistry department, and his team used the equivalent of microscopic tweezers to grab onto two parts of atomic chains and pulled them so that they would break open, or react, in certain spots. The team predicted that one molecule would react more efficiently than the other but was surprised to find that the force-induced rates differed by three orders of magnitude, an amount that suggests that the polynorbornene backbone can actually accelerate forced reactions the way a crowbar quickens pulling a nail from a wall.

Craig said changes to the molecular group undergoing the reaction may have a much smaller effect than changes to nearby, unreactive molecules like those on the backbone. It is also a good starting point to identify other molecular backbones that are easy to make and have the largest response to changes in nearby reactions, features Craig said might help in developing even better, more responsive materials.

The research was supported by the U.S. Army Research Laboratory, the Army Research Office and National Science Foundation.

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Story Source:

The above story is reprinted from materials provided by Duke University, via EurekAlert!, a service of AAAS.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Hope M. Klukovich, Tatiana B. Kouznetsova, Zachary S. Kean, Jeremy M. Lenhardt, Stephen L. Craig. A backbone lever-arm effect enhances polymer mechanochemistry. Nature Chemistry, 2012; DOI: 10.1038/NCHEM.1540

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_technology/~3/iDYAB7mDjkE/121223152738.htm

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Debt BlogTips for Credit Card Debt Management

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Posted in Finance
December 22, 2012

Debt management is a course every American needs to take simply because so many Americans are clueless when it comes to credit and debt management. This is unfortunate because many people do permanent damage to their credit record by not knowing how important managing their credit is. Also, frequently people get in trouble with debt and don't know debt management tips, so they simply get further and further behind each month. This does not have to be the case and debt management is not difficult to do, as long as you have the desire to reduce your debt. Consider these debt management suggestions to get you out of debt quick.

Debt Management Tip #1 Make Your Payments on Time One of the most important things you can do to help your credit score is to make your payments on time. This is also a great way to avoid late charges which not only negatively impact your credit, but also negatively impacts your wallet. Debt management means making on time payments means your account will never be late, will not go into default and will not never have late fees associated with it. If you have problems making your payment on time imagine how much worse it will be when an additional $30 - $50 is tacked onto that payment.

Debt Management Tip #2 Work with Your Creditor Proper debt management requires working with your creditors. Many times creditors have debt management plans, as well as suspended payment options if you are having financial difficulty. Avoiding your creditors will make your credit problems worse and your debt management plan will not work. So talk with your creditor because frequently they can help you, or at least relieve the pressure for a little while.

Debt Management Tip #3 Pay of Credit Cards An important part of debt management is paying off your credit cards. If you do not pay off your credit cards then you will pay an unbelievable amount of money in finance charges. Make paying off your credit cards one of the first goals in your debt management program. You will realize a relief in your debt within a few months and realize that a debt management plan is important for everyone with debt.

About the author: Jay Moncliff is the founder of http://www.debt-center.info a blog focusing on theDebt resources and articles. This site provides detailed information on Debt. For more info visit his site: Debt

Author: Jay Moncliff

Source: http://www.caishi.net/204018-Tips-for-Credit-Card-Debt-Management.html

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Saturday, December 22, 2012

Changes in Leadership for Mama Vilma's Family Home | Mama ...

At the Annual Meeting of Mama Vilma?s family Home, held on December 19, 2012, Vice President, Eve Dirnback and Cheryl Bowen, Secretary Treasurer resigned from their offices and from the membership. In addition, Surendra and Carolyn Kumar resigned as members.

Eve and Cheryl have been with the organization since its inception in February 2011. Mama Vilma?s Family Home was intended to be a safe haven for women, children and families. Unfortunately, we did not learn until March 2012 that providing services to victims of domestic violence on the island was prohibitive. Several members attended the Domestic Violence seminar held at Fido?s, coming back to the group with this information. Since that time, the organization has been unable to define a focus. Shelly Huber, President of Mama Vilma?s Family Home stated at the Annual Meeting, ?This home will be built?we will find a way.?

?Cheryl told the group that she very much wanted to contribute in a positive way to the organization, but it is hard to be an integral part when the organization has done nothing except fundraising. In 2+ years, even with the generosity of the community, the organization has not raised enough funds to purchase, build or maintain a facility.

Eve, Cheryl and the Kumar?s wanted to have a vote to disband the organization and use the money raised in direct services to women, children and families in need right now. Surendra and Carolyn were hoping to donate to the San Pedro Library to provide after school support and tutoring. Donations to schools, building a pre-school and donating to other viable organizations on the island were additional ideas suggested by Cheryl and Carolyn.

There were six members present at the meeting and one additional member that arrived at the end of the meeting. Cheryl pointed out that with the exception of Shelly, the six members that actively participate are from North America. Carolyn questioned if there truly was a need on the island and if there is, why are the local men and women not participating? Shelly stated that she refused to make any decision without the ?others? present, referring to three local women that are non-participating members. She went on to state that, ?They will come, they will participate,? despite the fact that there has been no local participation at any meetings this entire year.

At the time of her resignation as Secretary/Treasurer, Cheryl informed the group that there is $23,966.44 in the Mama Vilma?s Family Home checking account and $31,469.58 in a six month CD scheduled to mature in May 2013. Total assets of the organization are $55,466.02. There has been NO financial impropriety and Shelly assured the other members that all of the money WILL be used to build a home to house abused women and children. All financial records and materials will be returned to Shelly for use by the new officers, once they are elected.

Cheryl, Eve and the Kumar?s will continue to participate in needy causes here as each of them considers San Pedro to be their home. Surendra and Carolyn are deeply involved with the youth group and youth choir at the Roman Catholic Church, Eve is working with the San Pedro Drum Corp and Cheryl is exploring alternate academic opportunities for local high school students.

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Source: http://mamavilmasfamilyhome.com/?p=235

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