is there a way to refinance a home if you are underwater due to - Zillow

If your loan is owned by Fannie Mae or Freddie Mac and the loan was originated prior to June 1st 2009, you should be eligible for the HARP 2.0 refinance. This is a special program designed for underwater homeowners such as yourself. There is no limit on the loan to value. We just did one on California who owed $320,000 on a house worth $150,000.?? The best thing is that is your current loan does not require you to pay mortgage insurance, the new loan will not require it either.

http://www.fanniemae.com/loanlookup/

https://ww3.freddiemac.com/corporate/

If you are eligible, call a lender licensed in your state and ask for a rate quote for the HARP loan.

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